Benchmark Auto Sales and Leasing

phone (828) 418-1800

pin_drop  Asheville Location

1464 Brevard Rd
Asheville NC, 28806

1464 Brevard Rd
Asheville NC, 28806

(828) 418-1800

Am I approved? Read below!

In-House Financing (through us, no credit check required):

For our in-house lease financing programs, we do NOT check credit because we base our approvals on your job, affordability and friendliness. You have to have a smile and your payments have to be less than 20% of your net income to be approved. No joke, we only want to do business with friendly and happy people who appreciate the same in return!

To calculate what you are approved for, multiply your after tax (take home) pay by 20%. Your weekly payment has to be less than this amount. For example, if you take home $375 after taxes, you qualify for a $75/wk payment (375x20%=75). Our average payment is roughly $75/wk. We post our payments online in our 'inventory' section listed above.

We do look at some other factors such as time in the area, etc, but our main focus is on affordability and friendliness. It is as simple as that... no blood samples, no five page applications asking for 37 references, no invasive questions and absolutely no credit check, ever. If you can afford it and you are nice, you are more than likely approved!

Also, our listed down payments are out-the-door down payments, meaning they include tax, DMV fees, etc. You will not need anything more than what we have posted to leave the dealership with the vehicle if you meet the criteria for qualification mentioned above.

If you qualify for a payment that is less than what we have posted, you can put more money down to lower the payment to where you need it to be to qualify based on your income.

What you need to bring with you in order to get approved for our in-house leasing options:

- North Carolina Driver's License
- Proof of Income (last two pay stubs or bank statements)
- Proof of Residence (Utility bill or something comparable)
- Down Payment (Checks not accepted) - If you are planning to use a credit or debit card over the weekend, you should call the card provider during weekday business hours beforehand and ask them to have your daily limit increased to the amount you want to put down. Most cards have a $500 daily limit and will not let you charge more without calling ahead; and typically, you will not be able to change the limit over the weekend or outside normal business hours.
- Insurance - Securing insurance is by far the most time consuming part of the delivery process if it is not taken care of beforehand. Most insurance companies will not let us talk to them about anything concerning your insurance so you will have to do it yourself before being able to get into a vehicle. We cannot deliver any vehicle until insurance is in place and we have written confirmation from the insurance provider of the same. Anything you can take care of with the insurance company of your choice before coming to the lot will drastically cut down on the time it takes to be able to leave with a vehicle.

Traditional Installment Loan Financing (through an outside bank, credit check required):

We are partnered with many local and national lenders that allow us to be able to offer the most competitive traditional financing rates available in the market based on your credit score. We can help arrange financing through one of these third party lenders right here on the lot if you prefer it to our in-house options!

Vehicles that do not have a down payment listed next to them on our website are only available for traditional installment loan financing or cash sale and are not available for any in-house financing or lease options.

*Standard lease plans range from 56-182 weeks and have a purchase option. 2-year lease plans are 104 weeks and do not have a purchase option. No security deposit is required. Mileage restrictions apply. See dealer for complete details.
*All leases are able to be canceled early with a termination fee.
*All vehicles listed for in-house lease financing are offered exclusively as operating leases and will have a down payment listed next to them under our inventory tab. If there is not a down payment listed, the vehicle is only available for outside financing or cash sale.
*Alternative financing options are available. All advertised payments are subject to change based on qualifications, contingent upon approval and may not apply to each individual. Please see dealer for complete details.
*All payments are final and non-refundable for any reason.


Benchmark Asheville
1464 Brevard Rd
Asheville, NC 28806

Get Directions
(828) 418-1800

Benchmark Hendersonville
1080 Spartanburg Highway
Hendersonville, NC 28792

Get Directions
(828) 595-8120

A KGI Dealer Solutions Website © 2017   •   Used Cars Asheville, NC

A KGI Dealer Solutions Website © 2017
Used Cars Asheville, NC